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Effective Date: August 4, 2026

1. Introduction

Candidate Real Estate Library, LLC (“CRE Library,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information collected through CRE-Library.com, its associated mobile services, member areas, courses, career groups, job boards, recruiter tools, and related services (collectively, the “Site”).

This Privacy Policy explains what information we collect, how we use and disclose it, and the choices you may have regarding your information. By accessing or using the Site, you acknowledge the practices described in this Privacy Policy.

2. Information We Collect

The information we collect depends on how you use the Site.

A. Contact and Account Information

We may collect:

• Name;

• Email address;

• Telephone number;

• Mailing or billing address;

• Username and account credentials;

• Profile photograph; and

• Communication preferences.

B. Candidate and Professional Information

If you create a candidate profile, resume, or job-seeker account, we may collect:

• Employment history;

• Education and training history;

• Resume and professional biography;

• Real estate license status and license information;

• Career interests and preferred property types;

• Preferred markets, cities, or states;

• Skills, qualifications, and professional experience;

• Course enrollment and completion information;

• Examination results, badges, certificates, or other achievements;

• Availability and job preferences; and

• Other information you voluntarily include in your profile or application.

Candidate information may be made visible to recruiters, brokers, property management companies, real estate firms, and other hiring organizations according to the Site’s features and your account or membership selections.

Do not include Social Security numbers, banking information, copies of government identification, medical information, or other highly sensitive personal information in a profile, resume, group post, or job application unless it is specifically requested through a secure and appropriate process.

C. Recruiter and Employer Information

If you register as a recruiter, broker, employer, or company representative, we may collect:

• Your name, title, and company;

• Business address and contact information;

• Company website;

• Real estate license or brokerage information;

• Job postings and position descriptions;

• Recruiting preferences;

• Communications with candidates; and

• Information necessary to manage your recruiter membership or account.

D. Training and Membership Information

We may collect information concerning:

• Courses and programs in which you enroll;

• Course progress and completion;

• Examination or assessment results;

• Certificates and badges;

• Membership plans;

• Career groups and Site activities;

• Downloads and resource-library activity; and

• Support requests.

E. Payment and Transaction Information

When you purchase a membership, course, product, or service, payment information is generally collected and processed by a third-party payment processor.

We may receive limited transaction information, such as your name, billing contact information, payment status, purchase amount, transaction date, payment method type, and the last four digits of a payment card. We generally do not directly store complete payment-card numbers or card-security codes.

F. Communications and User Content

We may collect information you provide when you:

• Contact customer support;

• Submit a form;

• Communicate with us by email;

• Participate in a career group or online discussion;

• Post a job opening;

• Submit a review, comment, or testimonial;

• Request a new course; or

• Otherwise communicate through the Site.

Information posted in public or member-accessible areas may be viewed, copied, saved, or shared by other users. You should not post information you do not want others to access.

G. Automatically Collected Information

When you access the Site, we and our technology providers may automatically collect:

• Internet Protocol address;

• Browser and device type;

• Operating system;

• Device identifiers;

• Access dates and times;

• Pages viewed;

• Referring and exit pages;

• General geographic location derived from an IP address;

• Site searches, clicks, and interactions;

• Login and session information; and

• Diagnostic, security, and performance data.

3. Cookies and Tracking Technologies

We may use cookies, pixels, web beacons, analytics tools, local storage, and similar technologies to:

• Keep users signed in;

• Remember preferences;

• Operate Site features;

• Process transactions;

• Measure Site traffic and performance;

• Understand how visitors use the Site;

• Prevent fraud and improve security;

• Personalize content; and

• Support advertising or marketing activities.

Some cookies are necessary for the Site to function. Other cookies may be optional. Where available, you may manage cookies through the Site’s cookie banner or settings and through your browser.

Blocking cookies may affect the availability or operation of certain Site features. Third-party providers may use their own cookies according to their privacy policies.

4. How We Use Your Information

We may use collected information to:

• Create and manage member, candidate, and recruiter accounts;

• Provide courses, examinations, memberships, certificates, badges, and resources;

• Build and display candidate profiles;

• Connect candidates with recruiters, brokers, and prospective employers;

• Publish and manage job postings;

• Process purchases, memberships, and transactions;

• Provide customer service and technical support;

• Send account, course, membership, and transaction notices;

• Send newsletters, career information, job alerts, promotional messages, and other communications;

• Personalize Site content and recommendations;

• Analyze Site usage and improve our courses, services, and features;

• Maintain the security and integrity of the Site;

• Detect and prevent fraud, misuse, and unauthorized access;

• Enforce our Terms and Conditions and other policies;

• Comply with legal and regulatory requirements; and

• Protect the rights, safety, and property of CRE Library, our users, and others.

5. Candidate Profiles and Recruiter Access

A primary purpose of CRE Library is to help candidates develop professional profiles and connect with recruiting organizations.

If you choose to make your profile available for recruiting, information contained in your profile may be viewed by authorized recruiters, brokers, property managers, employers, and other hiring organizations using the Site.

You are responsible for reviewing your profile and deciding what information to provide. Making a profile visible does not guarantee that it will remain confidential after an authorized third party accesses or downloads it.

Recruiters and employers are expected to use candidate information only for legitimate recruiting and employment-related purposes. However, CRE Library cannot control the conduct, data-retention practices, or independent use of information by every third party.

If you no longer want your profile visible, you may update your profile settings, remove the information, or contact us for assistance.

6. How We Disclose Information

We may disclose personal information in the following circumstances:

A. Recruiters and Employers

Candidate information may be disclosed to recruiters, brokers, employers, real estate companies, property management companies, and other hiring organizations when a candidate makes a profile available, applies for a position, joins a recruiting program, or requests an introduction.

B. Service Providers

We may disclose information to companies that assist us with:

• Website hosting and development;

• Account administration;

• Cloud storage;

• Course delivery;

• Payment processing;

• Email and marketing communications;

• Analytics;

• Customer support;

• Data security;

• Mobile applications; and

• Other business operations.

These providers may access information only as necessary to perform services for us and are subject to their own contractual and legal obligations.

C. Other Site Users

Information you post in career groups, forums, public profiles, job listings, testimonials, comments, or other shared areas may be visible to other Site users or the public, depending on the feature and privacy settings.

D. Legal and Safety Requirements

We may disclose information when we reasonably believe disclosure is necessary to:

• Comply with a law, regulation, subpoena, court order, or governmental request;

• Enforce our agreements and policies;

• Investigate fraud, security incidents, or misuse;

• Protect the rights, property, or safety of CRE Library or another person; or

• Establish, exercise, or defend legal claims.

E. Business Transactions

Information may be transferred as part of a merger, acquisition, financing, reorganization, sale of assets, bankruptcy, or other business transaction. Any successor may continue to use the information in accordance with this Privacy Policy unless otherwise required by law.

F. With Your Direction or Consent

We may disclose information when you request or authorize us to do so.

7. Sale or Sharing of Personal Information

CRE Library does not sell personal information in exchange for money.

We may use third-party analytics, social-media, or advertising technologies. Under certain state privacy laws, disclosures made through these technologies could be considered a “sale,” “sharing,” or use for targeted advertising, even when no money is exchanged.

Where required by applicable law, you may request to opt out by using available cookie controls, enabling a legally recognized browser-based opt-out signal, or contacting us at edward@cre-library.com.

We do not knowingly sell or share the personal information of individuals under 18.

8. Marketing Communications

You may unsubscribe from promotional emails by using the unsubscribe link included in the message or by contacting us.

Even if you opt out of marketing communications, we may continue sending nonpromotional communications concerning your account, transactions, course participation, security, policy changes, or support requests.

9. Data Retention

We retain personal information for as long as reasonably necessary to:

• Provide the Site and requested services;

• Maintain accounts and training records;

• Complete transactions;

• Fulfill recruiting and membership purposes;

• Comply with legal, tax, accounting, and regulatory requirements;

• Resolve disputes;

• Prevent fraud and misuse; and

• Enforce our agreements.

Retention periods vary depending on the type of information and the reason it was collected. When information is no longer reasonably necessary, we may delete, anonymize, or securely dispose of it.

Information previously accessed or downloaded by a recruiter, employer, or other third party may remain in that party’s records even after it is removed from the Site.

10. Data Security

We use reasonable administrative, technical, and organizational safeguards designed to protect personal information against unauthorized access, loss, misuse, alteration, or disclosure.

However, no website, database, transmission, or storage system can be guaranteed to be completely secure. We cannot guarantee the absolute security of your information.

You are responsible for maintaining the confidentiality of your account credentials and for notifying us promptly if you believe your account has been accessed without authorization.

11. Your Privacy Rights and Choices

Depending on your state or country of residence and subject to applicable legal exceptions, you may have the right to:

• Request access to personal information we maintain about you;

• Request correction of inaccurate information;

• Request deletion of personal information;

• Obtain a portable copy of certain information;

• Learn about the categories of information collected and disclosed;

• Opt out of certain sales, sharing, or targeted advertising;

• Withdraw consent where processing is based on consent;

• Limit certain uses of sensitive personal information;

• Opt out of marketing communications; and

• Appeal the denial of a privacy request where applicable.

We will not unlawfully discriminate against you for exercising an applicable privacy right.

To submit a request, contact us at edward@cre-library.com and include “Privacy Request” in the subject line. Please identify the nature of your request and the email address associated with your account.

We may need to verify your identity before completing a request. Authorized agents may submit requests where permitted by law, but we may require proof of authorization and verification of the consumer’s identity.

Certain information may be retained when permitted or required by law, including information needed to complete transactions, maintain security, prevent fraud, comply with legal obligations, or establish and defend legal claims.

12. California Privacy Rights

If the California Consumer Privacy Act, as amended, applies to CRE Library or a particular request, California residents may have rights to know, access, correct, delete, and obtain information about the collection and disclosure of their personal information. They may also have the right to opt out of the sale or sharing of personal information and to limit certain uses of sensitive personal information.

CRE Library will honor legally recognized opt-out preference signals, such as Global Privacy Control, when required by applicable law and when detected by the Site.

These rights are subject to statutory limitations, exemptions, and verification requirements.

13. Children’s Privacy

The Site is intended for individuals who are at least 18 years old. We do not knowingly collect personal information from anyone under 18.

If we learn that personal information has been submitted by an individual under 18, we may delete the information and terminate the associated account. A parent or legal guardian who believes a minor has provided personal information should contact us at edward@cre-library.com.

14. Third-Party Websites and Services

The Site may contain links to third-party websites, licensing schools, employers, social-media platforms, mobile application stores, payment processors, booksellers, market-data providers, and other services.

CRE Library does not control and is not responsible for the privacy, security, content, or data-handling practices of third parties. We encourage you to review the privacy policy of each third-party service before providing personal information.

15. Testimonials, Photographs, and Success Stories

We will obtain permission before intentionally using a member’s name, photograph, testimonial, or success story in promotional materials, except when the user has already posted the information publicly or submitted it for promotional use.

A person who wants previously authorized promotional content removed may contact us. We will make reasonable efforts to remove it from materials under our control, although removal from previously distributed materials or third-party websites may not always be possible.

16. Do Not Track Signals

Some browsers offer a “Do Not Track” setting. Because there is not a single universally accepted standard for responding to all Do Not Track signals, the Site may not respond to those signals.

Where required by applicable law, we will process legally recognized opt-out preference signals, such as Global Privacy Control.

17. United States Operations

CRE Library is operated in the United States, and information collected through the Site may be processed and stored in the United States.

If you access the Site from another country, your information may be transferred to a jurisdiction whose privacy laws differ from those in your location.

18. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in the Site, our services, legal requirements, or privacy practices.

When changes are made, we will revise the Effective Date at the top of this page. Material changes may also be communicated through the Site, by email, or through another appropriate method.

Your continued use of the Site after an updated Privacy Policy becomes effective means that you acknowledge the revised policy.

19. Contact Us

Questions, concerns, and privacy requests may be directed to:

Candidate Real Estate Library, LLC
Website: www.cre-library.com
Email: edward@cre-library.com